Employee Benefits-Pennsylvania Insurers Will Be Required To Continue Health Care Coverage For Dependents

It is expected that Pennsylvania’s Governor Edward Rendell will sign a bill which requires health insurance policies to continue coverage of an employee’s dependent, at the employer’s election and at the employee’s expense, if the dependent:

–is under age 30;

–is not married;

–has no dependents of his or her own;

–is a Pennsylvania resident or enrolled as a full-time student; and

–has no other health insurance and is not eligible for benefits under any government program.

Insurers are permitted to charge higher premiums for a dependent over age 19. The continued coverage will become effective 90 days after the bill is signed. The bill and related information are here. Employers in Pennsylvania should consider the effect of the bill on their health care programs.