ERISA-Eighth Circuit Affirms Denial Of Claim For Death Benefits

In Huang v. Life Insurance Company of North America, No. 14-3401 (8th Cir. 2015), plaintiff Yafei Huang (“Huang”) was appealing the district court’s grant of summary judgment on claims related to a denial of life insurance benefits by Life Insurance Company of North America (“LINA”), the ERISA plan administrator for her deceased husband’s former employer. LINA denied benefits, determining that Huang’s deceased husband, Ping Liu, breached a requirement in the application by failing to notify LINA of a cancer diagnosis he received after applying for insurance but before a policy issued. In granting summary judgment, the district court held LINA’s determination and the underlying interpretation of the plan were not unreasonable. The Eighth Circuit Court of Appeal affirmed the judgment of the district court.